Make the most of your super with the right property.
Using your self-managed super fund (SMSF) to invest in property is becoming an increasingly popular pathway to long-term wealth. With the right advice and a strong asset strategy, it can be a practical way to grow your retirement savings through Melbourne’s resilient residential property market.
As of 2025, over $58.3 billion was invested in residential property through SMSFs.
But with more interest comes more risk. A rising number of providers are pushing subpar developments that don’t meet investment-grade standards, leaving unsuspecting buyers exposed.
At Wakelin Property Advisory, we work with clients who’ve already received professional financial advice and are ready to select a suitable property. Our role is to help ensure your super property investment is grounded in value, not hype.
Your super isn’t something to gamble with. It’s the foundation of your retirement. That’s why we emphasise the importance of quality assets above all else.
If your SMSF investment strategy includes property, that property needs to stack up—financially, structurally and in terms of location.
Working with a buyer’s agent who understands both the property market and the long-term nature of SMSFs is essential. We’re here to guide that part of the journey, helping you avoid common traps and focus on residential properties that meet your fund’s objectives.
How to Approach SMSF Property Investment
The first step is to consult an independent, licensed financial adviser or accountant. They’ll assess your circumstances and determine whether establishing or using an existing SMSF to invest in property is suitable.
If the advice supports your next move, that’s where Wakelin comes in. We’ll:
Why Partner With Wakelin for SMSF Investment?
For 30 years, we’ve helped Melbourne buyers invest in property that holds its value and meets their lifestyle or financial plans. We don’t recommend property schemes or push stock. Instead, we work with your financial team to support your SMSF strategy with clear, unbiased advice.
Frequently Asked Questions
An SMSF investment strategy sets out how your fund will achieve long-term returns, including options like SMSF property investment.
Yes, SMSF property investment allows you to purchase eligible real estate under strict superannuation regulations.
Superannuation investment property can offer rental income, tax advantages and the potential for capital growth within your SMSF.
SMSF properties must meet the ‘sole purpose’ test, be managed at arm’s length, and cannot be used by fund members.
We provide expert guidance in sourcing and assessing SMSF-compliant properties to strengthen your superannuation portfolio.