The federal budget’s changes to negative gearing and capital gains tax have reshaped the investment landscape. But one asset has emerged with its tax advantages fully intact – your family home.
With the principal place of residence still exempt from capital gains tax, the question for homeowners is no longer just “does my home suit my lifestyle?” It’s whether your most significant asset is also working as a wealth creation tool.
In this episode, Jarrod introduces the concept of home vesting – applying an investment lens to how you buy, improve and hold your family home.
- How to assess whether your current home has the growth characteristics that drive capital value
- When renovation makes sense – and when it risks overcapitalising
- The real cost comparison between renovating and moving
- What to prioritise if you decide to upgrade – and the difference between a scarce asset and an anomalous one